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If you own a car then you will be aware of how expensive it can be to run one. There are many costs such as services, insurance, tax, breakdown cover and fuel. Below are some tips on how you can save money on each of these areas.
To get the best deal on insurance you will need to be prepared to do some work. You will need to compare the costs of many different insurance companies to see which one is going to be the best for you. Do not necessarily choose the cheapest as they may end up costing you more money if you need to claim, due to not covering you for everything, or not supplying a free courtesy car while yours is being repaired
Drive efficiently to save fuel
Fuel is really expensive and although prices have fallen lately, they are creeping up again. In order to save money on fuel you should try to find the cheapest place to buy it, that is not so far out of your way that you use up your savings in the fuel you use driving to the garage. Also if you drive efficiently you can use less fuel per journey. To do this you can slow naturally and accelerate slowly so you use less energy when goings lower or quicker. Use the highest possible gear and do not drive too quickly.
Car servicing and repairs
Using the dealer will be expensive for any work that you have done on a car. You may find that there are some smaller local garages that will be able to do it for less, but you need to be careful as they may not necessarily be cheaper. Ask around locally for recommendations.
The only way to save tax is to buy a car which has a lower tax bracket. Obviously selling your car for one that attracts less tax is unlikely to be efficient, but it is worth considering the tax when you are looking to replace your car as the cost could make a big difference over the years.
Some people choose not to have breakdown cover as they think that they will save money. If you have a reliable car, then you could be right. However, if your car is likely to breakdown, then it is cheaper to have the breakdown cover in place beforehand. Compare your options as there are a few and see which looks like it offers the best value for money.